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GoldenCrest Metals is quickly gaining attention as a trusted gold IRA company, despite being relatively new to the industry.
Founded in 2023, the company aims to help Americans diversify their retirement portfolios by offering a range of precious metals for cash purchases or through IRAs, including gold, silver, platinum, and palladium.
As the demand for tangible assets like gold grows amid economic uncertainty, GoldenCrest Metals has built its reputation on transparency, competitive pricing, and top-tier customer service.
In this review, we'll explore whether GoldenCrest Metals lives up to its promise and if it’s the right choice for your gold IRA needs.
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Free Guide from GoldenCrest Metals Reveals Strategies to Buy Physical Gold & Silver with Your IRA or 401(k).
TL;DR – Executive Summary of the Pros and Cons
If you don’t have time to read through the entire GoldenCrest Metals Review, here are the key points you need to know.
We’ve summarized the most important pros and cons to help you quickly decide if GoldenCrest Metals is the right choice for your gold IRA needs.
Pros:
- Free Home Safe: Customers making non-IRA purchases over $10,000 receive a complimentary home safe, providing added security for their precious metals.
- Zero IRA Fees for the First Year: GoldenCrest Metals covers all fees related to setting up and maintaining an IRA account for at least the first year, helping customers save on initial costs.
- 10% Silver Bonus - Up to $25,000: Eligible purchases of up to $250,000 come with 10% back in silver, making the deal even sweeter for new customers.
- Low Markups and Transparent Pricing: GoldenCrest Metals offers competitive pricing with smaller margins than larger dealers, ensuring customers get a fair deal on their precious metals.
- Positive Online Reviews: The company maintains a 5-star customer rating on BBB, Trustpilot, and Bullion.Directory, signaling strong customer satisfaction across the board.
Cons:
- Relatively New Company: Founded in 2023, GoldenCrest Metals is still building its reputation in the industry, which may give some customers pause when comparing it to more established companies.
- Limited Information on Website: While the company prides itself on transparency, some details (particularly regarding fees) aren’t fully available online, requiring potential customers to call for more information.
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Brief Company History
GoldenCrestMetals.com
GoldenCrest Metals was founded in 2023 by Rich Jacoby and a team of industry veterans with over 20 years of combined experience in the precious metals market.
Although the company is new, its leadership brings deep knowledge and expertise in helping customers diversify their portfolios with gold and other precious metals.
Located in Calabasas, California, GoldenCrest Metals serves customers across the U.S., offering a range of products suitable for both IRA and non-IRA purchases.
One of the company's key strengths is its commitment to transparency and customer service. Rich Jacoby founded GoldenCrest Metals to provide an alternative to the fear-based marketing often seen in the industry. Instead, they focus on educating potential customers about the long-term benefits of owning precious metals.
Notably, their website features educational articles and videos by Bob Iaccino, a well-known commodities expert with over 30 years of experience.
Iaccino has made appearances on major financial media outlets, such as CNBC, Bloomberg, and Fox News, further adding credibility to GoldenCrest's educational approach.
Below is a video of Iaccino that GoldenCrest Metals has posted on their website:
Despite being a relatively new player in the market, GoldenCrest Metals' commitment to honesty, competitive pricing, and customer satisfaction has quickly earned them positive reviews and recognition in the industry.
Online Ratings and Reviews
GoldenCrest Metals has garnered positive feedback from customers since its inception, despite being a newer company. The company holds impressive ratings across several major review platforms, reflecting a strong start in the precious metals market.
Better Business Bureau (BBB): GoldenCrest Metals boasts a 5-star average rating based on four reviews. Customers have praised the company for its excellent customer service and transparent pricing.
Trustpilot: Similarly, GoldenCrest Metals maintains a 5-star average rating on Trustpilot, also based on four reviews. Reviewers highlight the company’s professionalism and the ease of setting up gold IRAs.
Bullion.Directory: On Bullion.Directory, a well-known precious metals review site, GoldenCrest has three reviews, all of which are 5 stars. This site is particularly focused on the gold and silver market, making these reviews especially relevant for IRA customers.
Google Reviews: With nine customer reviews, GoldenCrest Metals maintains a perfect 5-star average rating on Google. Customers continue to praise their straightforward approach, knowledgeable staff, and attractive incentives.
GoldenCrest Metals' 5-star Google review profile
HowtoInvestGold.Com: The gold IRA company review website ranked GoldenCrest Metals as “Best for Transparency” with a 4.3 /5-star rating.
A GoldenCrest Metals review posted on Linkedin states “GoldenCrest Metals has quickly emerged as a promising option for Americans looking to diversify their portfolios with a gold IRA. "
Although the company has only been in business for a short time, these glowing online reviews and top ratings with watchdog sites are indicative of strong customer satisfaction and trust.
Buy Physical Gold with Your 401(k) or IRA
Free Guide from GoldenCrest Metals Reveals Strategies to Buy Physical Gold & Silver with Your IRA or 401(k).
IRA Eligible Precious Metals
GoldenCrest Metals offers a wide selection of IRA-eligible precious metals, allowing Americans to diversify their retirement portfolios with gold, silver, platinum, and palladium.
These metals are approved by the IRS for inclusion in a precious metals IRA, meeting specific purity requirements. Below is a sample of what GoldenCrest Metals offers for IRA customers:
Gold:
American Gold Eagle (various sizes): The most popular gold coin in the U.S., known for its liquidity and government-backed purity.
Canadian Gold Maple Leaf: Highly sought after for its 99.99% gold purity and intricate design.
Gold Bars (1 oz, 10 oz, 100 oz): Available from trusted refiners, providing flexibility for different price points.
Austrian Gold Philharmonic: A European favorite, valued for its purity and recognition worldwide.
Silver:
American Silver Eagle: The only silver bullion coin fully backed by the U.S. government, highly liquid and recognizable.
Canadian Silver Maple Leaf: Known for its high silver purity of 99.99% and distinct maple leaf design.
Silver Bars (1 oz, 10 oz, 100 oz): Offered by various mints, silver bars are an affordable way to purchase larger quantities of silver.
Australian Silver Kangaroo: A unique coin with a high level of detail and security features, popular with collectors and investors alike.
GoldenCrestMetals.com shows a list of available bullion coins
Platinum:
American Platinum Eagle: The official platinum bullion coin of the U.S., popular for its design and government backing.
Canadian Platinum Maple Leaf: Valued for its 99.95% purity and iconic design, this coin is ideal for diversifying a portfolio.
Platinum Bars (1 oz): Offered by trusted mints, providing flexibility for platinum buyers.
Palladium:
American Palladium Eagle: A popular palladium coin, perfect for customers seeking further diversification.
Canadian Palladium Maple Leaf: One of the few palladium bullion coins available, known for its high purity and striking design.
Palladium Bars (1 oz): An alternative to palladium coins, these bars offer a straightforward way to purchase this precious metal.
While most Americans stick to the popular gold and silver bullion products, GoldenCrest Metals provides a wide array of options for customers to build a diversified precious metals IRA portfolio.
Whether you prefer gold, silver, platinum, or palladium, you’ll find several choices that meet IRS requirements for inclusion in a self-directed IRA.
Visit GoldenCrest Metals' Website to Learn More
Fees Information
GoldenCrest Metals stands out by offering a fee-free experience for the first year on all IRA accounts, which is a significant perk for new customers looking to minimize initial setup costs.
After the first year, the company’s fee structure remains competitive within the industry. Here’s a breakdown of the typical fees associated with opening and maintaining a gold IRA through GoldenCrest Metals:
IRA Setup and Custodial Fees: GoldenCrest Metals covers all setup fees for the first year. After the first year, custodial fees through their preferred custodian, The Entrust Group, are $199 annually.
Storage Fees
The company offers storage through the Delaware Depository, one of the most trusted depositories for precious metals.
Delaware Depository charges .5% of the total value of your account annually for storage. For example, vault storage for a $25,000 IRA would cost $125 each year.
Of course confirm all fees directly with any company you’re vetting to ensure the most up-to-date and accurate information.
GoldenCrest Metals’ fee structure is straightforward and competitive, especially with the company covering up to five years of fees.
Customers can rest assured that there are no hidden costs and that the fee schedule is transparent from the start.
Buy Physical Gold with Your 401(k) or IRA
Free Guide from GoldenCrest Metals Reveals Strategies to Buy Physical Gold & Silver with Your IRA or 401(k).
Current Bonuses and Incentives for New Customers
GoldenCrest Metals offers a range of attractive bonuses and incentives for new customers, making it an appealing option for those looking to maximize the value of their purchase.
These promotions are especially beneficial for individuals looking to make larger purchases or roll over significant funds into a gold IRA. Here’s a breakdown of the current offers:
$25,000+ IRA Purchase: Free insured shipping, free account setup, and complimentary storage for one year.
$50,000+ IRA Purchase: Free insured shipping, free account setup, and complimentary storage for two years.
$100,000+ IRA Purchase: Free insured shipping, free account setup, and complimentary storage for three years.
$250,000+ IRA Purchase: Free insured shipping, free account setup, and complimentary storage for five years.
10% Silver Back Rebate: For purchases up to $250,000, customers receive 10% back in free silver. This incentive allows customers to increase their precious metals holdings at no additional cost.
$10,000+ Cash Purchase: Customers making a cash purchase of $10,000 or more receive a free home safe, providing added security for storing their metals at home.
These promotions provide significant value for customers, particularly those making larger purchases. Whether you're looking for free storage, shipping, or bonus silver, GoldenCrest Metals' incentives are designed to help customers get the most out of their purchases.
Related: How to Buy Physical Gold with Your 401(k) -Free Guide
Gold BuyBack Program
What happens when you want to sell your metals? Most of the top gold IRA companies offer a buyback program. This is important to many because you do not have to find a buyer if and when you're ready to trade any of your bullion back for U.S. dollars.
The representative we spoke with was very confident that GoldenCrest Metals has one of the most aggressive buyback programs in the industry.
If finding the best buyback policy is important to your final decision, it's smart to get the details in writing and compare their policy with at least one or two GoldenCrest Metals alternatives.
GoldenCrest Metals Alternatives
It’s essential to compare dealers before making a final decision on your gold IRA. While GoldenCrest Metals offers competitive pricing and attractive bonuses, there are other reputable companies that also have strong customer reviews and may meet your specific gold and silver needs.
Be sure to compare fees, premiums on metals, current incentives for new customers, and the buyback program for when you want to liquidate or take a Required Minimum Distribution (RMD) from your account. Here are three highly-rated alternatives:
Augusta Precious Metals
Augusta Precious Metals
Founded in 2012, Augusta Precious Metals offers a unique one-on-one web conference for all prospective clients. This personal approach provides an excellent opportunity to ask questions and get a deeper understanding of the gold IRA rollover process. Augusta is known for its educational approach and customer service, making it a strong contender for those new to gold IRAs.
Birch Gold Group
As one of the larger gold IRA companies, Birch Gold Group has been in business for over 20 years. They have facilitated billions of dollars in gold IRA transactions and offer a streamlined process that simplifies setting up or rolling over a gold IRA. With a long-standing reputation and experienced staff, Birch Gold Group is often a go-to choice for large-scale investors.
Goldco
Goldco is another top-rated gold IRA provider, trusted by celebrities such as Sean Hannity and Chuck Norris. Goldco has built a reputation for excellent customer service and competitive pricing. Be sure to ask about their current incentives for new accounts, as Goldco frequently offers promotions that can add extra value to your investment.
When comparing these firms to GoldenCrest Metals, it’s important to review factors such as fees, premiums on metals, bonuses for new customers, and the strength of their buyback programs. By exploring all your options, you can make an informed decision and choose the best gold IRA provider for your long-term financial goals.
GoldenCrest Metals Review – Final Verdict
GoldenCrest Metals has quickly established itself as a reliable and transparent gold IRA provider, despite being relatively new to the market. With a leadership team boasting over two decades of combined experience in the precious metals industry, the company is well-positioned to serve investors looking to diversify their retirement portfolios.
GoldenCrest offers strong incentives, including zero IRA fees for the first year, low markups on bullion products, and generous bonuses like free storage and silver rebates. The positive customer reviews across platforms such as BBB, Trustpilot, and Google further reinforce their reputation for customer satisfaction and competitive pricing.
While the company is still building its track record, its transparent approach and commitment to customer service make it a compelling choice for those seeking a gold IRA provider. If you’re looking for a company that offers excellent value and top-tier service, GoldenCrest Metals deserves strong consideration.
Buy Physical Gold with Your 401(k) or IRA
Free Guide from GoldenCrest Metals Reveals Strategies to Buy Physical Gold & Silver with Your IRA or 401(k).