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In today’s uncertain economic climate, many Americans are searching for ways to protect their hard-earned savings. With inflation still climbing, debt ballooning, and political tensions rising, the traditional 401(k) or stock-heavy retirement plan no longer feels as secure as it once did.
Rich Jacoby, CEO of GoldenCrest Metals, recently appeared on The Balancing Act morning talk show hosted by Montel Williams and Olga Villaverde to share his insights on why physical gold and silver are once again becoming essential parts of a smart, diversified portfolio.
Watch the full interview below, and keep reading for the key takeaways from this important conversation:
Buy Physical Gold with Your 401(k) or IRA
Free Guide from GoldenCrest Metals Reveals How to Buy Physical Gold & Silver with Your Retirement Savings.
Key Takeaways from Rich Jacoby’s Interview on The Balancing Act
1. Gold Is Proven Protection Against Inflation and Market Volatility
Jacoby opened the conversation by highlighting gold’s historic strength during times of economic upheaval. In 2024, gold saw its largest annual gain in over a decade—climbing nearly 27%. He pointed out that after the 2008 financial crash, gold prices surged by over 150%, offering critical protection while traditional markets struggled to recover.
With inflation raging and debt levels at record highs, Jacoby explained that precious metals continue to act as a “safe haven” when stock markets falter — a pattern that's repeating today.
“When the stock market goes down, gold and silver prices typically go up,” Jacoby emphasized.
2. Gold and Silver Are Accessible to Everyone — Not Just the Wealthy
Contrary to a common myth, Jacoby made it clear that buying physical precious metals isn't just for the ultra-wealthy.
GoldenCrest Metals works with customers buying anywhere from $5,000 to several million dollars. Whether you’re just starting your savings journey or already have a sizable retirement nest egg, there are options available to help you diversify with physical gold and silver.
“It doesn’t matter what your portfolio is worth — we want to accommodate people and help them safeguard their savings,” Jacoby said.
Claim Your Free Gold IRA Guide from GoldenCrest Metals Here.
3. Precious Metals Are Not “Outdated” — Central Banks Are Buying Too
Another misconception Jacoby tackled is the idea that gold and silver are somehow "old-fashioned" investments. In fact, he pointed to the major moves by central banks worldwide — securing a stunning 1,045 tons of gold in 2024 alone — as proof that even governments understand the enduring value of precious metals.
“It shows you that people are moving towards gold and silver as a way to protect their assets,” Jacoby noted.
4. Transitioning to Precious Metals Is Simple — Not Complicated
Jacoby reassured viewers that moving savings into gold or silver is a straightforward process. Whether it's a 401(k) rollover or a direct cash purchase, GoldenCrest Metals makes the transition easy:
- For retirement accounts (like 401(k) or IRA rollovers), the paperwork typically takes just a few weeks.
- For cash purchases, gold and silver can be delivered directly to your doorstep.
And best of all, consultations and educational materials are completely free, with no obligation to buy.
Related: Spot Price vs Premium - What it Means for Gold Buyers
5. GoldenCrest Metals Focuses on Education and Transparency
Jacoby emphasized that GoldenCrest Metals is built on a foundation of education and customer service — not hard sales tactics.
Every prospective buyer receives a free Wealth Protection Guide to help them understand the role of precious metals, along with full transparency about pricing, storage, and how to get started. GoldenCrest also offers attractive promotions, including:
- Up to $25,000 worth of free silver on qualified purchases.
- Free storage offers for eligible retirement accounts.
“We know we’re not going to get every sale — and we don’t want every sale,” Jacoby said. “Our focus is on education and empowerment.”
6. Now Is the Time to Act
Jacoby closed the interview with a clear warning: political and economic uncertainty is likely to intensify.
With inflation still high, tariffs looming, and global instability rising, gold prices are likely to continue climbing — possibly even breaching the recent record-high of $3,500 per ounce.
“This is the time to act,” Jacoby urged. “Gold and silver provide stability, and there’s no better time than now to safeguard your savings.”
Final Thoughts
Rich Jacoby’s appearance on The Balancing Act served as an important reminder: the time to prepare is before the next crisis hits.
If you're concerned about inflation, government spending, or stock market volatility, taking steps to diversify your savings with real assets like gold and silver could be one of the smartest financial moves you make.
GoldenCrest Metals stands out for their customer-first approach, offering free education, no-pressure consultations, and strong promotional offers to help Americans protect their futures.
For more information — or to claim your free Wealth Protection Guide — visit GoldenCrestMetals.com.
Buy Physical Gold with Your 401(k) or IRA
Free Guide from GoldenCrest Metals Reveals How to Buy Physical Gold & Silver with Your Retirement Savings.
